
State Farm® Insurance Agent Karen Michaels
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Ana Maderos
June 19, 2025
"I was able to get the best deal possible! I’m so thankful!"
Joseph Belfield
June 19, 2025
"Fida was extremely helpful, patient and most of all she did everything possible to help our family. Not only was she able to help lower our costs she also found us better coverage. Most agents are just concerned with a sale, not the case here. Worked around my fixed income to make sure I was comfortable with dates, amounts and most of all with the policy. In this chaotic world with young children in the background she never flinched and acknowledged that they were important just the same and never became rude. The “family” feel and care that we received did not go unnoticed. If your looking for an agent who will treat you well then look no further, to bad can only give 5stars!!!"
Michelle Clark
June 17, 2025
"What an Awesome job Mr. Harold Hines, provided today. He completely made this transaction with ease. It was a great experience."
"Michelle, thank you so much for such an incredible review! Harold is wonderful at what he does, and we are so lucky to have him on our team. We are so glad to hear that you had a good experience with him! Please feel free to reach out if there is anything else we can do for you!"
Pat Lewis
June 17, 2025
"Mr. Harold is a very pleasant, respectful, and patient Man, he is professional and knows alot about his Job, Insurance can be confusing sometimes especially when you are not familiar with the terms\language, Mr. Harold takes the time to make sure you are understanding your coverage and he makes sure you are getting the lowest prices, I was satisfied with my selection and the fact that i am not paying the high monthly bill anymore and could afford Full tort for the 1st time having car insurance, Mr. Harold once again thank you."
"Pat, thank you for such an incredible review! It is so important to understand your coverages and we are so glad that Harold was able to share his knowledge. Everyone deserves the care and attention it takes to build proper coverage. We are honored to help you protect what matters most! Please feel free to reach out if there is anything else our team can do for you."
Matty
June 13, 2025
"Harold helped me and I am very thankful ...I would recommend him to anyone who wants to go thru state farms....he was willing to stay late to get everything squared away with me but that ended up not being necessary...the other state farms agents o spoke to were not willing to do that ...that tells me Harold has alot of character and really cares about his job ...so thank you Matthew Jones Sr."
Eveylyn Fitzsimmons
June 11, 2025
"My husband & I were very satisfied with our experience getting our needed insurance info from our agent. She was prompt, courteous, professional & very helpful. A delightful help in time of our need! Her name is Anna."
"Eveylyn, thank you for your review! Anna does an amazing job with business owners and protecting them properly. She is a great representation of the customer service we strive for in every situation. We are here to help you protect what matters most!"
Linda
June 11, 2025
"She was very efficient and very pleasant to speak with."
"Thank you for your review, Linda! Our team works very hard to ensure that everyone has a positive experience. We are honored to help you!"
Bryce Biase
June 11, 2025
"Harold was awesome to work with. Very knowledgeable, friendly, and respectable. Worked with me to help me save on insurance. 10/10 experience."
"Bryce, thank you for the five-stars! We are so glad that Harold was able to help you protect what matters most, while saving you money! Please feel free to reach out if there is anything else that we can do for you!"
Tammy Losten
June 10, 2025
"Always friendly customer service with a smile, they help me take overwhelming things and make them practical. I just love the other Tammy, that works there"
S Sharma
June 9, 2025
"Excellent customer service!"
Kelvin Hudson
May 29, 2025
"I switched my insurance policy from All State to State Farm because I always believed I was paying far too much. I finally was able to take time to get quotes and Agent Harold at State Farm was very helpful and detailed. He made sure I saw that what they were offering me was better coverage than what I was getting from my current insurance company and I save almost 80 dollars by switching over to State Farm."
"Thank you for your review, Kelvin! Harold is a wonderful addition to our team. It is so important to be properly protected while getting a price that fits your budget. We are honored to help you!"
Emily Sonneborn
May 29, 2025
"I own a small business and Anna helped me find the best quote to coverage me and not break the bank. She was very professional and patient with me as I searched for my wallet and had other things going on. Thank you for helping us!"
"Emily, thank you so much for your review! Anna does a great job with protecting business owners, and we are so glad that you had a wonderful experience! You and your small business are in great hands!"
MR Albert
May 28, 2025
"Today Laurielle helped us with our stressful insurance issue. She handled things for us in a calm professional manner and listened to our needs. It was a pleasure speaking and sharing with Laurielle. She's the best. Thank you."
Shaun Dukes
May 21, 2025
"Feda helped me discover a lower rate for all kinds of crap for less than I paid for just car insurance with another company. Silliest of gooses 5/5 would recommend."
destiny Mccartha
April 25, 2025
"I wanna thank HAROLD HAYES out of Maryland for really working with me today. He went above and beyond to help me. I didn’t feel swindled and I felt confident in my switch of insurance. He made me feel like I was making a good choice by keeping money in my pocket. Such a wonderful spirit and a joy to speak with. YOUR GOING PLACES MR HAYES !!!!!! State Farm is well represented by this young man !!!"
"Destiny, thank you for such an incredible review! We are so glad to hear about your experience with Harold. He is a wonderful addition to our team, and does a great job connecting with our customers. We are honored to help you!"
Neka H
April 22, 2025
"Karen was prompt and scheduled me for a phone call to complete my quote and get my policy started ASAP. Speaking to Harold was an absolute pleasure. He asked the necessary questions and provided my boyfriend and I with important information to get us the best rates possible. Harold was very helpful and I thank him and Karen for assisting me with the policies. I will NOT be switching to another agency I am definitely sticking with State Farm. I am thankful to Karen and Harold! I HIGHLY recommend! God bless you both! Thank you!"
Dom Maple
March 19, 2025
"I called to complete adding a vehicle with Kristina, Laurena stated Kristina was on a call. However was very open to Assist me. Laurena. Great Team Work!!! 🤩🤩"
Max
March 18, 2025
"State FARM I don’t know where to begin, and if there was an option lower than one star I will choose that. This whole night mare started on the month of November when I was searching for I car insurance and the web direct me to all the insurance out there, until LAURENA from State Farm called me supposedly offering me the best deal for my car insurance! Than she offered to bundle house and car insurance together to lower the price and got me enrolled to State Farm and charge me $495.61 instantly for that month. After a month that’s where all the trouble started, they send us on the mail this beacon devices and were supposed to installed them on our cars for save discount. I’ve done my research about this beacons, and me an my wife decided not to used them because they had bad reviews violating people’s privacy. This particular agency got so skeptical about our decision and increased our rate to $607.64. When I signed up to State Farm LAURENE never mention anything about these beacons devices or that it was a requirement! Otherwise I wouldn’t accept any business with State Farm because on my previous insurance I never had any device. Our due date was on Jan. 6 we called multiple times to this agency and until finally we got to talk to them and wanted to understand about these beacons and why the seller LAURENE never talked about them when we got enrolled. Now this where SCOTTY COCHRAN comes in, promising that he was going to take care of this. After January 6 All they did was to freeze the payment from January and supposedly fix the payment amount and just wait for the payment to update which never did at that time! We literally call almost the whole month leaving voice mail and never got our call returns, this company swears that they return calls and have everything on record but when it comes to screw someone because they don’t like their beacons they planned really good for us to be cancel and paid their fee. They made us wait the whole entire month of January until the next due date on February. We had no return calls, emails, text or anything about this matter until we called and called on January 31, someone answer and hang up and that was it! The last drop that filled the cup, totally unprofessional, disrespectful and not helped us! I knew where this game was heading and I was not gonna let them have it! So I literally drove more than two hours to their location to have a face to face conversation, no more hanging ups on the phone! At the office the manger kept apologizing trying cover up all this unprofessional behavior towards us, they had no remorse about our case and they still made me paid on February 3 the amount of $607.64. The next day a cancellation Notice came for: $2,094.44 wow that was their plan all along just ignored our calls and not change the amount until we missed the due date so we can be kick out and force to paid the cancellation fee. This gets even better a second payment was expected for the month of February that we paid on Feb. 27 for $495.60 which adds to $1,103.24. Has Any one paid car insurance $1,103.24 in a month! All I got to say at this point is I’m very disappointed with KAREN MICHAELS STATE FARM I totally regret to sign up with all this unprofessional team! sorry will not fix this and totally will keep escalating this matter to the right agencies. Anyone out there don’t get fool with LAURENA when she calls you or send SCOTTY COCHRAN to try to fix her mess or make it worse and play the victim."
"Max, we appreciate you taking the time to share your experience, and we’re truly sorry for any frustration this situation has caused. We understand how important it is to have clear communication and a smooth process when it comes to your policy. Our team works hard to provide the best service possible, and we regret that your experience did not meet those expectations. Please know that your concerns are important to us, and we’re always here to help. If there’s anything else we can do to clarify any details, don’t hesitate to reach out—we’d be happy to assist."
Margaret Chenault
March 10, 2025
"It was a pleasure working with Laurielle Romero Lazcan she made everything easy going. Thank you"
"Thank you, Margaret, for sharing your experience! I'm happy to know that Laurielle made everything easy for you. If you have any questions or need further assistance, feel free to reach out!"
Shinicka Quail
March 6, 2025
"Thank you Harold. I’m so glad You’re my agent. Harold thank you for taking your time with me and walk me through this process. You’re awesome."
"Thank you, Shinicka, for your wonderful feedback! I'm happy to know that Harold was able to guide you through the process and provide the support you needed. It's great to have you with us, and we're here for any future assistance you might need."
musthafa mohamed essa
March 4, 2025
"Anna is a great agent and she helped me with my insurance and I got the good deal. She is very professional, nice and friendly as well. Thanks Anna."
Giovanni Hernandez
March 3, 2025
"Harold helped me out .. I can say with confidence he's very good at his job. Great customer service, thanks again!"
Francisca Britton
February 27, 2025
"Waw the agent was so fantastic, I'm speechless, wandelful person, he was Cain and helpful.. love his spirit thank so much for this wonderful agant."
"Thank you so much, Francisca, for your wonderful feedback! I'm delighted to know that you had such a positive experience with our team. It's fantastic to hear that the agent's kindness and helpfulness made a lasting impression. If you ever need assistance in the future, don't hesitate to reach out to our office. We're here to help!"
M P
February 20, 2025
"Harold Hines was very pleasant and accommodating to all my concerns. Very professional and saved me money! Appreciate all your help, keep up the great work!!!"
"Thank you, M P, for sharing your experience! I'm glad to hear that Harold was able to address your concerns and help you save money. Your appreciation means a lot to us. If you have any more questions or need further assistance, feel free to reach out anytime. Keep enjoying the great service!"
BLESSING AKHIGBE
February 13, 2025
"Harold is an exceptional worker. He helped me with my insurance issues and I got the best deal ever. He is really professional, nice and friendly at the same time. Thank you so much Harold."
"Thank you, Blessing, for sharing your experience! I'm delighted to know that Harold was able to assist you with your insurance needs and secure a great deal. His professionalism and friendly approach are truly valued. If you have any more questions or need further assistance, feel free to reach out to our office anytime."